:root{
    --ink:#0B1F3A;
    --blue:#0047AD;
    --blue-deep:#001E6C;
    --gold:#FFC823;
    --gold-deep:#C98A00;
    --paper:#F5F8FC;
    --white:#FFFFFF;
    --line:#E3E9F2;
    --text-soft:#5A6478;
    --radius-s:10px;
    --radius-m:16px;
    --safe-t:env(safe-area-inset-top,0px);
    --safe-b:env(safe-area-inset-bottom,0px);
  }
  *{box-sizing:border-box;}
  html{scroll-behavior:smooth; scroll-padding-top:72px;}
  body{
    margin:0;
    font-family:'Public Sans', system-ui, sans-serif;
    color:var(--ink);
    background:var(--white);
    -webkit-font-smoothing:antialiased;
    padding-top:var(--safe-t);
    padding-bottom:var(--safe-b);
  }
  h1,h2,h3{
    font-family:'Space Grotesk', system-ui, sans-serif;
    margin:0;
    line-height:1.15;
    letter-spacing:-0.01em;
    color:var(--ink);
  }
  p{margin:0;}
  a{color:inherit; text-decoration:none;}
  img{max-width:100%; display:block;}
  ul{margin:0; padding:0; list-style:none;}
  button{font-family:inherit; cursor:pointer;}
  :focus-visible{outline:3px solid var(--gold); outline-offset:2px;}
  .container{max-width:1120px; margin:0 auto; padding:0 24px;}
  .section{padding:88px 0;}
  @media (max-width:720px){ .section{padding:56px 0;} }

  /* ---------- NAV ---------- */
  .nav{
    position:sticky; top:0; z-index:50;
    background:rgba(255,255,255,0.92);
    backdrop-filter:blur(8px);
    border-bottom:1px solid var(--line);
  }
  .nav-inner{
    max-width:1120px; margin:0 auto; padding:14px 24px;
    display:flex; align-items:center; justify-content:space-between; gap:24px;
  }
  .nav-logo img{height:34px;}
  .nav-links{display:flex; align-items:center; gap:28px;}
  .nav-links a{font-size:15px; font-weight:500; color:var(--ink); opacity:0.82;}
  .nav-links a:hover{opacity:1;}
  .nav-cta{
    background:var(--gold); color:var(--blue-deep); font-weight:700; font-size:14px;
    padding:11px 20px; border-radius:999px; white-space:nowrap;
  }
  .nav-cta:hover{background:var(--gold-deep); color:var(--white);}
  .nav-toggle{display:none; background:none; border:0; padding:8px;}
  .nav-toggle span, .nav-toggle span::before, .nav-toggle span::after{
    content:""; display:block; width:22px; height:2px; background:var(--ink); position:relative;
    transition:transform .2s ease;
  }
  .nav-toggle span::before{position:absolute; top:-7px;}
  .nav-toggle span::after{position:absolute; top:7px;}
  @media (max-width:860px){
    .nav-links{
      position:fixed; top:64px; left:0; right:0; bottom:0;
      background:var(--white); flex-direction:column; align-items:flex-start;
      padding:28px 24px; gap:22px; transform:translateX(100%);
      transition:transform .25s ease; overflow-y:auto;
    }
    .nav-links.open{transform:translateX(0);}
    .nav-links a{font-size:18px;}
    .nav-cta{margin-top:8px;}
    .nav-toggle{display:block;}
  }

  /* ---------- HERO ---------- */
  .hero{
    background:linear-gradient(160deg, var(--blue-deep) 0%, var(--blue) 72%);
    color:var(--white);
    position:relative;
    overflow:hidden;
  }
  .hero-inner{
    max-width:1120px; margin:0 auto; padding:72px 24px 64px;
    display:grid; grid-template-columns:1.05fr 0.95fr; gap:48px; align-items:center;
  }
  .hero h1{font-size:44px; color:var(--white);}
  .hero .lead{
    font-family:'Space Grotesk', sans-serif; font-weight:600;
    font-size:19px; color:var(--gold); margin-top:18px;
  }
  .hero p.body{
    font-size:16px; line-height:1.65; color:rgba(255,255,255,0.86);
    margin-top:16px; max-width:46ch;
  }
  .hero-ctas{display:flex; flex-wrap:wrap; gap:14px; margin-top:32px;}
  .btn{
    display:inline-flex; align-items:center; justify-content:center;
    padding:14px 26px; border-radius:999px; font-weight:700; font-size:15px;
    border:1.5px solid transparent; transition:transform .15s ease, background .15s ease;
  }
  .btn:hover{transform:translateY(-1px);}
  .btn-solid{background:var(--gold); color:var(--blue-deep);}
  .btn-solid:hover{background:#ffd54f;}
  .btn-outline{border-color:rgba(255,255,255,0.55); color:var(--white);}
  .btn-outline:hover{background:rgba(255,255,255,0.12);}
  .btn-primary{background:var(--blue); color:var(--white);}
  .btn-primary:hover{background:var(--blue-deep);}

  .hero-visual{
    background:rgba(255,255,255,0.06);
    border:1px solid rgba(255,255,255,0.18);
    border-radius:var(--radius-m);
    padding:26px 22px 20px;
  }
  .hero-visual svg{width:100%; height:auto; display:block;}
  .hero-visual .caption{
    font-size:13px; color:rgba(255,255,255,0.72); margin-top:14px; line-height:1.5;
  }
  .flow-line{
    stroke-dasharray:220; stroke-dashoffset:220;
    animation:draw 1.1s ease forwards;
  }
  @media (prefers-reduced-motion:reduce){ .flow-line{animation:none; stroke-dashoffset:0;} }
  @keyframes draw{ to{stroke-dashoffset:0;} }

  @media (max-width:900px){
    .hero-inner{grid-template-columns:1fr; padding-top:44px;}
    .hero h1{font-size:32px;}
  }

  /* ---------- TRUST STRIP ---------- */
  .trust{
    background:var(--paper); border-bottom:1px solid var(--line);
    padding:20px 0; text-align:center;
  }
  .trust p{font-size:14.5px; color:var(--text-soft);}
  .trust strong{color:var(--ink);}

  /* ---------- VALUE PROPS ---------- */
  .section-head{max-width:640px; margin-bottom:44px;}
  .section-head h2{font-size:30px;}
  .section-head p{margin-top:12px; font-size:16px; color:var(--text-soft); line-height:1.6;}

  .value-row{
    display:grid; grid-template-columns:28px 1fr; gap:22px;
    padding:26px 0; border-top:1px solid var(--line);
  }
  .value-row:last-child{border-bottom:1px solid var(--line);}
  .value-row .bar{background:var(--blue); border-radius:4px; align-self:stretch; min-height:100%;}
  .value-row h3{font-size:19px; margin-bottom:8px;}
  .value-row p{font-size:15.5px; color:var(--text-soft); line-height:1.65; max-width:64ch;}

  /* ---------- MATERI (ledger) ---------- */
  .materi{background:var(--paper);}
  .ledger{
    background:var(--white); border:1px solid var(--line); border-radius:var(--radius-m);
    overflow:hidden;
  }
  .ledger-row{
    display:grid; grid-template-columns:1.1fr 1.6fr auto; gap:20px; align-items:center;
    padding:22px 26px; border-top:1px solid var(--line);
  }
  .ledger-row:first-child{border-top:none;}
  .ledger-row h3{font-size:17px; color:var(--blue-deep);}
  .ledger-row p{font-size:14.5px; color:var(--text-soft); line-height:1.55;}
  .tag{
    background:rgba(0,71,173,0.08); color:var(--blue); font-size:13px; font-weight:600;
    padding:6px 14px; border-radius:999px; white-space:nowrap; justify-self:end;
  }
  .materi-note{
    margin-top:22px; font-size:15px; color:var(--text-soft);
    display:flex; align-items:center; gap:10px;
  }
  @media (max-width:760px){
    .ledger-row{grid-template-columns:1fr; align-items:start;}
    .tag{justify-self:start;}
  }

  /* ---------- TESTIMONI ---------- */
  .testimoni{
    background:var(--blue-deep); color:var(--white);
  }
  .testimoni-inner{max-width:760px; margin:0 auto; padding:0 24px; text-align:left;}
  .testimoni .mark{color:var(--gold); font-family:'Space Grotesk',sans-serif; font-size:52px; line-height:1;}
  .testimoni blockquote{
    font-family:'Space Grotesk', sans-serif; font-weight:500;
    font-size:24px; line-height:1.5; margin:14px 0 22px; color:var(--white);
  }
  .testimoni-attrib{display:flex; align-items:center; gap:14px;}
  .avatar-dot{
    width:44px; height:44px; border-radius:50%; background:var(--blue);
    display:flex; align-items:center; justify-content:center;
    font-weight:700; font-size:14px; color:var(--gold); flex:0 0 auto;
  }
  .testimoni-attrib .who p:first-child{font-weight:600;}
  .testimoni-attrib .who p{font-size:14.5px; color:rgba(255,255,255,0.75);}
  .testimoni-note{
    margin-top:22px; font-size:13px; color:rgba(255,255,255,0.5);
  }

  /* ---------- FAQ ---------- */
  .faq-item{border-top:1px solid var(--line);}
  .faq-item:last-child{border-bottom:1px solid var(--line);}
  .faq-q{
    width:100%; background:none; border:0; text-align:left;
    display:flex; align-items:center; justify-content:space-between; gap:16px;
    padding:22px 4px; font-size:17px; font-weight:600; color:var(--ink);
  }
  .faq-q .plus{
    flex:0 0 auto; width:22px; height:22px; position:relative;
  }
  .faq-q .plus::before, .faq-q .plus::after{
    content:""; position:absolute; background:var(--blue); border-radius:2px;
  }
  .faq-q .plus::before{width:100%; height:2px; top:50%; left:0; margin-top:-1px;}
  .faq-q .plus::after{width:2px; height:100%; left:50%; top:0; margin-left:-1px; transition:transform .2s ease;}
  .faq-item.open .faq-q .plus::after{transform:rotate(90deg) scaleX(0);}
  .faq-a{
    max-height:0; overflow:hidden; transition:max-height .25s ease;
  }
  .faq-a p{padding:0 4px 22px; font-size:15.5px; color:var(--text-soft); line-height:1.65; max-width:68ch;}

  /* ---------- LEAD FORM ---------- */
  .form-wrap{background:var(--paper);}
  .form-card{
    background:var(--white); border:1px solid var(--line); border-radius:var(--radius-m);
    padding:40px; display:grid; grid-template-columns:1fr 1fr; gap:20px 24px;
  }
  .form-card .full{grid-column:1 / -1;}
  .field label{
    display:block; font-size:13.5px; font-weight:600; color:var(--ink); margin-bottom:7px;
  }
  .field input{
    width:100%; padding:12px 14px; border:1.5px solid var(--line); border-radius:var(--radius-s);
    font-size:15px; font-family:inherit; color:var(--ink); background:var(--white);
  }
  .field input:focus{border-color:var(--blue); outline:none;}
  .form-submit{
    margin-top:6px; display:flex; align-items:center; gap:16px; flex-wrap:wrap;
  }
  .form-note{font-size:13.5px; color:var(--text-soft);}
  @media (max-width:720px){
    .form-card{grid-template-columns:1fr; padding:26px;}
  }

  /* ---------- FOOTER ---------- */
  footer{background:var(--ink); color:rgba(255,255,255,0.78);}
  .footer-inner{
    max-width:1120px; margin:0 auto; padding:56px 24px 28px;
    display:grid; grid-template-columns:1.3fr 1fr 1fr; gap:36px;
  }
  .footer-inner img{height:30px; margin-bottom:14px;}
  .footer-inner p{font-size:14.5px; line-height:1.7; color:rgba(255,255,255,0.62);}
  .footer-col h4{
    font-family:'Public Sans',sans-serif; font-size:14px; font-weight:700;
    color:var(--white); margin-bottom:14px;
  }
  .footer-col ul li{margin-bottom:10px; font-size:14.5px;}
  .footer-col a:hover{color:var(--gold);}
  .footer-bottom{
    border-top:1px solid rgba(255,255,255,0.12);
    padding:20px 24px; text-align:center; font-size:13px; color:rgba(255,255,255,0.5);
  }
  @media (max-width:760px){
    .footer-inner{grid-template-columns:1fr; gap:28px;}
  }